Here is an overview of our community model.
Here is an overview of our community-owned business model.
Investment, Research and Training Body
Community-Owned Cooperatives
Worker Cooperatives
Hybrids/Injections
Together Systems
Investment, Research and Training Cooperative.
Current Systems
Investment capital is difficult to obtain for individuals who doesn’t come for a background of stable financial growth. This unequally effects African Americans due to historically setbacks. Currently, credit measurement and asset-backed loans are use legal for-profit processes such ask credit rating, work history, address, assets protections to uphold historical discriminatory pratices.
Our Systems
In order for African American to get ahead, a financial institution cannot be operated purely for-profit and much be operated for the benefit of the community they serve. This community financial resource must make investments in the community they serves with an understanding that the profits potential is lower then more well-off communities but the social impact if higher then other communities.
Community Fund
Investment Capital
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The Community Fund
The community fund is a donor-advised fund, funded purely by parties interested in African-American community development. Many our our members contribute a small but consistant monthly donation.Raised: $0.00 $0.00
Primary Investments: Consumer Cooperatives
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The Community Fund
The community fund is a donor-advised fund, funded purely by parties interested in African-American community development. Many our our members contribute a small but consistant monthly donation.Raised: $0.00 $0.00 -
Chakula Markets
Food expenditure represents 20% of of the average person monthly budget. This food hub offers needed stable items food and reinvest all profits toward grants and loans to African American owned and managed coops.Raised: $0.00 $0.00 -
Utility Cooperative
Electricity, fuel and gas consume about 15 percent of our monthly income. We are seeking to recover a large portion of these economic drains by investing in utility cooperatives.Raised: $0.00 $0.00 -
Help People With Water
Lorem ipsum dolor sit amet consectetuer adipiscing elit sed diam nonummy nibh euismod tincid unt ut laoreet dolore0%Raised: $0.00 $130,000.00 -
Green Energy Donation
Lorem ipsum dolor sit amet consectetuer adipiscing elit sed diam nonummy nibh euismod tincid unt ut laoreet dolore0%Raised: $0.00 $128,000.00 -
Poor Children Donation
Lorem ipsum dolor sit amet consectetuer adipiscing elit sed diam nonummy nibh euismod tincid unt ut laoreet dolore0%Raised: $0.00 $125,000.00 -
Help People With Water
Lorem ipsum dolor sit amet consectetuer adipiscing elit sed diam nonummy nibh euismod tincid unt ut laoreet dolore0%Raised: $0.00 $130,000.00 -
Green Energy Donation
Lorem ipsum dolor sit amet consectetuer adipiscing elit sed diam nonummy nibh euismod tincid unt ut laoreet dolore0%Raised: $0.00 $128,000.00 -
Poor Children Donation
Lorem ipsum dolor sit amet consectetuer adipiscing elit sed diam nonummy nibh euismod tincid unt ut laoreet dolore0%Raised: $0.00 $125,000.00 -
Help People With Water
Lorem ipsum dolor sit amet consectetuer adipiscing elit sed diam nonummy nibh euismod tincid unt ut laoreet dolore0%Raised: $0.00 $130,000.00
Secondary Investments: Worker Cooperatives
Secondary Investments are meant to further remove foreign bodies from our communities (Plugging The Leaks) and replace them with locally-owned worker cooperatives. This includes retail and entertainment industries.
The Goal
The goals of secondary investments are to build sustainable worker-owned cooperatives and prevent money from leaving our communities. After this has been accomplished, we will begin to focus on increasing investment into our communities.
The Importance Of Expansion
Tertirary Investments are meant to provide injections into the communities it served. This means the top focus of tertiary investment is to cater to other communities spending habits and leverage these profits to solve our community problems.
The Goal
The goals of secondary investments are to build worker-owned cooperative that has the ability to scale their services beyond our communties in an economically viable model.
Tertiary Investments: Expansion

Housing Expansion

Utility Expansion
